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Same Day Vehicle finance Available with Portage Cars

Our mission has always been to make buying a used car easy and hassle free

Car Finance that Keeps You in Control

With our vehicle  options, you can spread the cost of your car in a way that suits you. We offer flexible terms ranging from 36 to 60 months. Plus, your standard monthly payment will never change.

Because we act as a broker not a lender, we have partnered with some of the NZ’s leading finance partners such as Avanti, Oxford and Branded financial so you can be confident that you are in safe hands.

And because the loan is secured on the vehicle, your other credit needs are left undisturbed. It’s all about keeping you in control.

No Obligation Car Finance

We understand that taking out finance can sometimes feel complicated and daunting. Our simple online application makes the application process straightforward Finance Advisors will support you through the process from start to finish.

We have relationships with many different lenders so can offer a range of finance options for all circumstances. These include flexible deposit options and depending on your personal circumstances these could start from as little as 0% deposit.

In order for you to really understand your budget before you begin looking you can also apply for finance before you have chosen your car. This way you know exactly what your budget is, before you start looking.

Portage Car Finance Explained

Complete our Simple Online Application

Arrange your finance before you’ve even found your car. Our online application makes the process of applying straightforward. And, if you have already found your perfect car, simply tell us about the car and based on your personal circumstances let us do the rest.

Find your Perfect Car

Browse our website to find your perfect car. We’ve up to 350 cars in stock so search today and book a test drive online. Then visit Portage car where our finance advisors are on hand 7 days a week, or call us direct prior to your visit to put your mind at rest.

Confirm and Drive Away Happy

Once you’ve found your perfect car and your finance has been agreed then all there is left to do is drive away in your perfect car. Pending your personal circumstances and the car of your choice we may be able do this for you all in one day.

Join Thousands of Happy Portage Customers

We’ve received plenty of 5* independent reviews. Our customers rate us 5* across the board and happily recommend us to their family and friends.

Hire Purchase Car Finance FAQ's

Read our Car Finance section online. If you still have unanswered questions and don’t feel ready to apply, then call us on

 to speak to one of our Finance Advisors directly. Alternatively, come to Portage and speak to our Finance Advisors face to face. We’re open 7 days a week until late every day.

With our vehicle finance options you can spread the cost of your car in a way that suits you. We offer flexible terms ranging from 36 to 60 months. Whichever you choose, your standard monthly payment will never change. And because the loan is secured on a vehicle, your other credit needs are left undisturbed.

This depends entirely on the Finance Provider, but there are occasions where Finance can be arranged without a deposit. Our Finance Advisor will provide you with a full quotation and advise you on the various finance packages available. As soon as you finance has been approved.

The rate depends on various factors. These include the amount borrowed, term, total, charge for credit, doc fee, age of vehicle and also which of the finance companies we deal with who accept your application for credit. Our APRs are typically very competitive against other car dealers, saving you time and trouble.

A less than perfect credit history shouldn’t stand between you and the car you need. That’s why we work closely with customers with low credit scores. We always do our best to find solutions that suit everyone.

Portage Limited is registered in New Zealand with company number: 01407612. Registered office for Poratage Premium Cars : 45 Veronica street, New Lynn, Auckland and Portage Cars : 8 Portage road, New Lynn, Auckland
Portage acts as a credit intermediary and only offers credit products from a number of carefully selected lenders Including Barclays and Blackhorse who may pay us for introducing you to them.
Portage is authorised and regulated by the Financial Conduct Authority. Our FCA registered number is 307782.
Finance is available subject to status, to UK residents aged 18 years and over. Indemnities may be required. Conditions may apply depending on credit score status.

Travelling Directions to Portage cars

Portage cars

9 Portage road, New Lynn, Auckland 0600
Monday to Friday 9am-5pm
Weekend 9am-5pm
Phone: 021 488 142

Portage cars Premium

45 Veronica street, New Lynn, Auckland 0600
Monday to Friday 9am-5pm
Saturday 9am-5pm
Sunday by appointment
Phone: 021 112 7557

Portage cars Takanini

321 Great South Road, Takanini, Auckland
Monday to Friday 9am-5pm
Saturday 9am-5pm
Sunday by appointment
Phone: 022 000 4120

Portage cars Wellington

17A Raiha Street, Elsdon, Porirua 5022 Monday to Friday 9am-5pm
Saturday 9am-5pm
Sunday by appointment
Phone: 022 154 3096

Portage Cars Christchurch

309 Lincoln road Christchurch
Monday to Friday 9am-5pm
Saturday 9am-5pm
Sunday by appointment
Phone: 027 623 5920

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