Car Finance to suit your situation

Everyone’s circumstances are different, so there’s no one-size-fits-all approach to car finance. Portage Cars works with a range of New Zealand finance partners to help find an option that fits your circumstances, with flexible terms from 12 to 60 months.

You may also be able to get finance with little or no deposit, depending on your circumstances, the vehicle and the lender. Fixed repayments can also make it easier to plan your budget, with weekly, fortnightly and monthly repayment options available.

Need bad credit car finance in Christchurch? A less-than-perfect credit history doesn’t necessarily mean you can’t get finance for your next car. If you’re looking for bad credit car finance in Christchurch, our team can help you explore your options.We offer clear, simple information that will make it easy to understand if car finance is right for you.

We work with lenders who consider applications from customers with different credit histories. If you’ve had some bumps along the way, we’ll look at your individual circumstances and be upfront about what may be possible.

Keen to learn more? Talk to the Portage Cars team and we’ll help you understand what’s on offer. There’s no need to feel awkward about asking questions; we’re here to make the process easy.

*Lending criteria and T&Cs apply

Get started with Portage Cars

You can apply for finance online before you’ve found your car, helping you get a better idea of your budget before you start looking. Already found a car you like? Our Christchurch team can help you understand the finance options available and work out what could suit your circumstances.
Looking for car finance Christchurch NZ drivers can rely on? Come and see us at 500 Moorhouse Avenue, Waltham, Christchurch, get started online today.