Apply for a car loan online
Applying for a car loan online is quick and straightforward with Portage Cars. Our secure online car loan application makes it easy to apply for finance online from anywhere in New Zealand. Whether you’ve already found your next vehicle or you’re looking for pre-approval, we’re here to help you apply for car finance with confidence.
Apply today with our fast car finance partner, WheelPay
A simple online finance application
Portage Cars’ simple online finance application makes the process straightforward.
We understand that taking out finance can sometimes feel complicated and daunting. We keep things simple with no obligation car finance. You can apply for a car loan online before you’ve even found your next vehicle. If you’ve already found the perfect car, simply include the details in your application and, based on your personal circumstances, let us do the rest.
Have a question? Call our friendly team on 0800 554 676. Our helpful finance advisors are on hand 7 days a week to answer your questions and help you apply for finance online with confidence.
Want a rough estimate (not an offer of finance)? Use our finance calculator below to estimate your repayments before you apply for car finance.
Car finance that keeps you in control
Whatever your budget, our car finance online options offer competitive, fixed rates for the duration of your agreement. We provide flexible terms ranging from 12 to 60 months, giving you confidence that your standard monthly payment will never change.
Whether you’re ready to apply for a car loan online or are still exploring your options, our finance solutions are designed to keep you in control. Because the loan is secured against the vehicle, your other credit needs are left undisturbed.
*Plus, with our flexible deposit options and depending on your personal circumstances, your deposit could start from as little as 0%.
Portage Cars have partnered with some of NZ’s leading finance partners, so you can be confident that you are in safe hands.
Plan your budget using our finance calculator
Finance Calculator
Choose Term (Monthly)
Estimated Payment †
† Finance calculation based on a month term, and with an example annual fixed interest rate of . Actual interest rate may be higher or lower. Includes an establishment fee of . Full term amount payable of . Estimate only, not an offer of finance. Terms, conditions and lending criteria apply.
Portage Limited is registered in New Zealand with company number: 8083016. Registered office for Portage Cars : 9 Astley Avenue, New Lynn, Auckland. Portage acts as a credit intermediary and only offers credit products from a number of carefully selected lenders.