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Commercial Finance

Find affordable Commercial Finance and let Portage Cars help drive your business further.

Hassle Free Finance Application

You can apply for finance using our simple online application or visit our multi-award winning Finance Advisors in our showrooms who will guide you through your application.

They understand your business and will gladly discuss your needs. If everything’s in order an agreement could be reached.

Driving is Your Living

We understand that a car’s more than just a way to get around – It’s your livelihood. We know this because we’re one of the few car supermarkets that offer commercial finance.

We’ll take extra care to offer you the best payment plans. We offer flexible terms, from 12 to 60 months. Not to mention fixed monthly payments to help you manage your cash flow.

Portage Cars have partnered with some of NZ’s leading finance partners, so you can be confident that you are in safe hands.

Avanti Finance Logo
Oxford Finance Logo
Branded Financial Services | Powered by Avanti Finance

Portage Cars offers competitive car financing and plenty of resources for understanding what you’ll be getting into. You can visit our vehicle financing page and use our finance calculator to gauge how much it will cost you and apply through our easy online application. For any additional questions, check out our car finance blog or give one of our staff a ring.

Vehicle financing allows you to purchase a car through borrowed money to soften the blow of upfront costs. You then pay back the money in manageable instalments, either weekly, monthly, or fortnightly. Vehicle financing is a great way to get the wheels you need when you need them.

The deposit amount you pay with Portage can vary depending on your credit criteria and status. You may even be able to pay no deposit at all! However, a bigger deposit will mean you’ll pay less interest over your term. 

Our finance rates are currently around 13.95% and up, depending on your driver’s license status and credit history. These rates are reflective of the climbing OCR in New Zealand. 

If your credit history has seen better days, gaining approval will be more difficult but not impossible! You’ll need to provide some extra information and history behind your poor credit, and the interest rate will also be higher. However, our expert team will work with you to find a financial pathway that works for you.

AA Motoring - Preferred Dealer
Blue Car in the woods | Portage Cars


All our locations are
AA preferred dealers

Portage Limited is registered in New Zealand with company number: 01407612. Registered office for Portage Cars : 8 Portage road, New Lynn, Auckland Portage acts as a credit intermediary and only offers credit products from a number of carefully selected lenders Including Barclays and Blackhorse who may pay us for introducing you to them. Portage is authorised and regulated by the Financial Conduct Authority. Our FCA registered number is 307782. Finance is available subject to status, to UK residents aged 18 years and over. Indemnities may be required. Conditions may apply depending on credit score status.