Skip to content
Wishlist List Link
Search
Close Mobile Search

Find a car

Same Day Car Finance

Portage cars partner with the NZ’s top lenders and support you in finding the best car finance.

No Obligation Car Finance

We understand that taking out finance can sometimes feel complicated and daunting. Our helpful finance advisors are on hand 7 days a week to put your mind at rest. Use our Finance calculator for an example, Apply online or call 0800 554 676.

You can arrange your finance before you’ve even found your car. If you have already found your perfect car, great! Simply tell us in the application and based on your personal circumstances let us do the rest.

Car Finance that Keeps You in Control

Whatever your budget, our finance rates are competitive and fixed for the duration of the agreement. We offer flexible terms ranging from 12 to 60 months. Your standard monthly payment will never change. And because the loan is secured on the vehicle, your other credit needs are left undisturbed. It’s all about keeping you in control.

*Plus with our flexible deposit options and depending on your personal circumstances this could start from as little as 0% deposit.

Portage Cars have partnered with some of NZ’s leading finance partners, so you can be confident that you are in safe hands.

Avanti Finance Logo
Oxford Finance Logo
Branded Financial Services | Powered by Avanti Finance

Car Finance in 3 Steps

1

Complete our Simple Online Application

Arrange your finance before you’ve even found your car. Our online application makes the process of applying straightforward. And, if you have already found your perfect car, simply tell us about the car and based on your personal circumstances let us do the rest.

2

Find Your Perfect Car

Browse our website to find your perfect car. We’ve up to 350 cars in stock so search today and book a test drive online. Then visit Portage car where our finance advisors are on hand 7 days a week, or call us direct prior to your visit to put your mind at rest.

3

Confirm and Drive Away Happy

Once you’ve found your perfect car and your finance has been agreed then all there is left to do is drive away in your perfect car. Pending your personal circumstances and the car of your choice we may be able do this for you all in one day.

How We Help and Support You

NZ’s Leading Finance Partners

We partner with some of the NZ’s leading finance partners such as Branded Finance, Avanti Finance and Oxford so you can be confident that you are in safe hands.

Understand Your Budget

At Portage cars, we understand that it’s hard to know what you can afford before applying for finance. With our online finance application, the process is straightforward which leaves you free with getting on with finding your perfect car.

Peace of Mind Expertise

Portage cars assists in getting right finance for your circumstances. Why not drop in or call us for a chat about the available finance packages based on your personal circumstances.

You Set Your Budget

We compare products from some of the NZ’s top lenders based on your personal circumstances. Simply tell us what you feel comfortable paying a month based on your income and your current outgoings.

Finance Calculator

Finance Calculator

$
$
$

Choose Term(Monthly)

Estimated Payment

Finance calculation based on a month term, no deposit and with an example annual fixed interest rate of 13.95%. Actual interest rate may be higher or lower. Includes an establishment fee of $395. Full term amount payable of . Estimate only, not an offer of finance. Terms, conditions and lending criteria apply.

Our Reviews

Mohammed Tanwir

1 week ago
Excellent work Craig your the man 👌 If your looking for a car please do yourself a favor and go meet Craig he will look after you like a pro. He does not waste your time and provides you according to your needs. Most car dealers can be a bit donty when it comes to car but Portage cars have a very high quality cars with a very excellent after sales service available. Thank you once again Craig

Mohammed Tanwir

1 week ago

Excellent work Craig your the man 👌
If your looking for a car please do yourself a favor and go meet Craig he will look after you like a pro.
He does not waste your time and provides you according to your needs.
Most car dealers can be a bit donty when it comes to car but Portage cars have a very high quality cars with a very excellent after sales service available.
Thank you once again Craig

Ambz Negro

1 week ago

Absolutely incredible experience with Portage cars. Bryan helped me immensely in a manner that was calm, straight forward, and most importantly, human. I never felt rushed or even like I was being sold a car. He was very objective and honest. I also came lumbering in with my backpacking pack and they were kind enough to let me leave it there while I figured everything out. Great people!

FAQs

Contact the branch sales by phone or via email

Vehicle finance is a loan that customer are able to apply for and depending on their income

From my understanding you do not need a deposit however you can or either trade in your old vehicle. ETC applies

Sales can try different finance companies that we have or you may try to get a personal loan. However it would be a little hard

Portage Limited is registered in New Zealand with company number: 01407612. Registered office for Portage Cars : 8 Portage road, New Lynn, Auckland Portage acts as a credit intermediary and only offers credit products from a number of carefully selected lenders Including Barclays and Blackhorse who may pay us for introducing you to them. Portage is authorised and regulated by the Financial Conduct Authority. Our FCA registered number is 307782. Finance is available subject to status, to UK residents aged 18 years and over. Indemnities may be required. Conditions may apply depending on credit score status.