Affordable mechanical insurance
Get affordable Mechanical Insurance from only $695 per year. Nothing will put a bee in your bonnet faster than your brand-new car breaking down right after you drive it off the lot. Our comprehensive car insurance policy will provide the peace of mind you need, without the price tag.
Get in touch with our team to learn more about our comprehensive mechanical insurance. Insurance can be complicated; our team are friendly, knowledgeable and will offer non-obligation information to help you.
Call us on 0800 554 67 to learn more or connect with our team via our contact us form.
Can you afford repair costs?
Getting caught out with a massive repair bill isn’t only a mood killer, it can put you under serious financial pressure. It might surprise you what the average cost of some vehicle repairs are. Take a look at some basic estimates below.
Power Steering
$1,450
A problem with your power steering will set you back a pretty penny. And unless you want to be slipping and sliding across the road, it’s not an issue you can ignore.
Engine Overhaul
$7,500
If your engine is playing up, it might need a total overhaul. Pulling your engine apart and putting it back together takes a lot of time and even more money. That is unless you have a mechanical warranty!
Air Conditioning
$2,000
A luxury for some, a necessity for others, and expensive to fix for all, repairing your car’s air conditioning system is a lot more expensive than you may think.
Central Locking
$1,350
Unless you want someone driving off in your car, repairing your central locking system is a must. However, the price of this repair without a car insurance policy is almost enough for some owners to run the risk.
The above image, listed items and repair cost are just estimates, are for illustrative purpose only and can very depending on vehicle. Any mechanical breakdown claims are subject to terms and conditions of the policy. This is not financial advice.
Why is getting mechanical insurance a good idea?
Protection against unexpected repair bills
Despite our best efforts, things do go wrong. By having mechanical insurance, you won’t have to worry about covering the cost of unexpected repairs.
Peace of mind
Mechanical insurance means you have one less thing to worry about.
A budget you can plan for
Getting mechanical insurance means that your monthly coverage cost is the same each month, and can then be planned for.
Protect your vehicle’s value
Vehicles can be an expensive asset. Mechanical insurance means that your vehicle is maintained and repairs are managed in a timely manner. This then means that your vehicle has been well looked after for when you’re ready to sell it.
Mechanical warranty FAQs
While standard vehicle insurance might cover theft and damage from accidents, mechanical breakdown insurance (sometimes known as engine breakdown insurance) can cover mechanical faults and repairs, like steering problems, engine repairs, electric battery replacements, or auto-electrical issues. However, it’s important to note mechanical insurance will not cover standard wear and tear issues. Visit our car insurance policy page to learn more.
If labour and parts costs are under your mechanical breakdown insurance policy, then yes, both would be covered. The Portage Cars car insurance policy includes most parts, and larger mechanical parts and labour are fully covered.
An excess is the amount that you contribute to a claim. If you make a claim and it’s accepted, your insurer will pay the repair or replacement costs over your excess amount. Each excess could be different depending on the fault. Usually, excess costs will fall between $250-$100, depending on the policy.
Our car insurance policy will cost anywhere between [for 3 years $795 to $1695 ] depending on the vehicle and your chosen level of coverage. If you have any questions about our mechanical warranties and what option is best for you, drop our team a line, and we’ll be happy to help.
It sure can! One of our staff will be in touch before your current car insurance policy expires to discuss your extension options. You can extend your policy weekly, monthly, or fortnightly.