Apply for car finance online
Applying online for car finance is pain-free with Portage Cars. We have two application forms to suit you. Our quick application takes just a few minutes to complete. Our full application is more extensive and will take 10-15 minutes, but does mean you’ll submit everything we need to process your application at record speed.
1 – 2 minutes to complete form
Portage Cars simple online finance application makes the process straightforward.
We understand that taking out finance can sometimes feel complicated and daunting. We keep things simple with no obligation car finance. You can arrange your finance before you’ve even found your car. If you have already found your perfect car, great! Simply tell us in the application and based on your personal circumstances, let us do the rest.
Have a question? Call our friendly team on 0800 554 676. Our helpful finance advisors are on hand 7 days a week to put your mind at ease.
Want a rough estimate (not an offer of finance) use our finance calculator below.
Car finance that keeps you in control
Whatever your budget, our finance rates are competitive and fixed for the duration of the agreement. We offer flexible terms ranging from 12 to 60 months. Your standard monthly payment will never change. And because the loan is secured on the vehicle, your other credit needs are left undisturbed. It’s all about keeping you in control.
*Plus with our flexible deposit options and depending on your personal circumstances this could start from as little as 0% deposit.
Portage Cars have partnered with some of NZ’s leading finance partners, so you can be confident that you are in safe hands.
Plan your budget using our finance calculator
Finance Calculator
Choose Term (Monthly)
Estimated Payment †
† Finance calculation based on a month term, and with an example annual fixed interest rate of . Actual interest rate may be higher or lower. Includes an establishment fee of . Full term amount payable of . Estimate only, not an offer of finance. Terms, conditions and lending criteria apply.
Portage Limited is registered in New Zealand with company number: 8083016. Registered office for Portage Cars : 9 Astley Avenue, New Lynn, Auckland. Portage acts as a credit intermediary and only offers credit products from a number of carefully selected lenders.